The Power of I Don't Know
16 February 2018
At TitanTutor, nothing interests us more than students, as human beings. What they know, might know, should know, and do use what they know.
A driving strategy that drives students - whether pursuing self-knowledge or academic content - is questioning. Asking is advantageous as an evaluation strategy, catalyst for inquiry, or “getting unstuck” tool. In other words, questions transcend content, floating somewhere between the students and the context in textbook.
Questions are more important than the answers, which seem to be designed to analyze. The answer requires the students to package their content to please the question-maker. In this light, I am interested in the saying: “It’s okay to say “I don't know”. Teach your students to develop questions because it helps them overcome their own confusion.”
Traditionally, the phrase “I don’t know” is seen as a hole rather than a hill. I don’t know means I am missing information that I am supposed to have.
I don’t know, then, isn’t simply a starting point for finding an answer, or a ready-made template for the next few academic explanations. Somewhat, it returns the learning to the student, and restores the size of understanding to the whole world of knowledge.
Teacher: What form of government is most likely to advance innovation?
Student: A democracy.
Teacher: Why?
Student: Since there are a lot of inventions in the United States, and they’re a democracy.
Teacher: Are those inventions occurring because of or in lieu of that form of government?
Student: Because of.
Teacher: So why do you think that?
Student: I don't know.
Here, there’s a shift. It is no longer an answer granted by the teacher. The centre of gravity is now shifted to the student. The answer now has moved out of the classroom. It’s out there. Out there where they need to be to find the answers.
The learning has left the classroom, now it can grow.
16 February 2018
At TitanTutor, nothing interests us more than students, as human beings. What they know, might know, should know, and do use what they know.
A driving strategy that drives students - whether pursuing self-knowledge or academic content - is questioning. Asking is advantageous as an evaluation strategy, catalyst for inquiry, or “getting unstuck” tool. In other words, questions transcend content, floating somewhere between the students and the context in textbook.
Questions are more important than the answers, which seem to be designed to analyze. The answer requires the students to package their content to please the question-maker. In this light, I am interested in the saying: “It’s okay to say “I don't know”. Teach your students to develop questions because it helps them overcome their own confusion.”
Traditionally, the phrase “I don’t know” is seen as a hole rather than a hill. I don’t know means I am missing information that I am supposed to have.
I don’t know, then, isn’t simply a starting point for finding an answer, or a ready-made template for the next few academic explanations. Somewhat, it returns the learning to the student, and restores the size of understanding to the whole world of knowledge.
Teacher: What form of government is most likely to advance innovation?
Student: A democracy.
Teacher: Why?
Student: Since there are a lot of inventions in the United States, and they’re a democracy.
Teacher: Are those inventions occurring because of or in lieu of that form of government?
Student: Because of.
Teacher: So why do you think that?
Student: I don't know.
Here, there’s a shift. It is no longer an answer granted by the teacher. The centre of gravity is now shifted to the student. The answer now has moved out of the classroom. It’s out there. Out there where they need to be to find the answers.
The learning has left the classroom, now it can grow.
American Life during the Great Depression
7 February 2018
Since the Great Recession in 2008 and 2009, there have been a lot of news stories about how terrible everything was. We all know that America is the country which enjoys the best standard of living of any culture in history; however, people still find things to grumble about. Perhaps this is because people lack points of view. They don’t realize how life was in the past or what real hardship is.
During the Great Depression, nearly one-fourth of all Americans were unemployed. Even those who could find jobs still battled to get by. Income was reduced by as much as 60% - but people were happy to have any kinds of income.
The average take-home pay was about $17 per week (or around $900 per year), but many made less. Prices were lower too: a man’s shirt cost about $1, a washing machine cost about $33 (or two weeks of take-home pay). During these lean times, families had to think of creative ways to economize.
To cut costs, it's common for extended families to live together under one roof. Aunts, uncles, friends, and grandparents would crowd together. In some instances, different families would live together sharing in one household in order to save money.
Since many families struggled to get by, certain common luxuries felt by the wayside. Many people stopped heading to the barber shops, for instance, and started trimming hair at home. When my family was battling through the 1970s, we did this too. Family members also stopped seeing the dentists and doctors.
The re-use and recycling of clothing became common practice. Clothes were handed down from child to child. Instead of throwing out a worn-out pair of shoes, people learned to patch them.
For families who could afford it, Saturday evening was often spent shopping. People browsed through various outlets retailers downtown. Even if they didn't have much money, they still “window shop” at products they could dream of owning.
Radio probably was the most prevalent form of entertainment during the Great Depression. Radio had grown to prominence in the 1920s and became pervasive everywhere by the end of the 1930s. Old-time car radio was one of my favourite subjects. The first accredited commercial radio station in the U. S started broadcasting in Pittsburgh on 02 November 1920. In the early years, radio broadcasts were free-wheeling and largely unsponsored. By the 1930s, the format we’re now familiar with, television, starting to settle into place.
Board games were another popular pastime. Monopoly was released during the thirties and then became huge hit. (True story: When I was growing up during the 1970s, my parents elected not to have a TV. Most of my extended family did not have television either. As a result, my childhood was put in listening to radio and playing boardgames with siblings and friends - just like children in the 1930s might have done. )
The reason I remind of this awful old time is because I think the young nowadays should have some perspectives about the past before grousing about how awful the world is today.
7 February 2018
Since the Great Recession in 2008 and 2009, there have been a lot of news stories about how terrible everything was. We all know that America is the country which enjoys the best standard of living of any culture in history; however, people still find things to grumble about. Perhaps this is because people lack points of view. They don’t realize how life was in the past or what real hardship is.
During the Great Depression, nearly one-fourth of all Americans were unemployed. Even those who could find jobs still battled to get by. Income was reduced by as much as 60% - but people were happy to have any kinds of income.
The average take-home pay was about $17 per week (or around $900 per year), but many made less. Prices were lower too: a man’s shirt cost about $1, a washing machine cost about $33 (or two weeks of take-home pay). During these lean times, families had to think of creative ways to economize.
To cut costs, it's common for extended families to live together under one roof. Aunts, uncles, friends, and grandparents would crowd together. In some instances, different families would live together sharing in one household in order to save money.
Since many families struggled to get by, certain common luxuries felt by the wayside. Many people stopped heading to the barber shops, for instance, and started trimming hair at home. When my family was battling through the 1970s, we did this too. Family members also stopped seeing the dentists and doctors.
The re-use and recycling of clothing became common practice. Clothes were handed down from child to child. Instead of throwing out a worn-out pair of shoes, people learned to patch them.
For families who could afford it, Saturday evening was often spent shopping. People browsed through various outlets retailers downtown. Even if they didn't have much money, they still “window shop” at products they could dream of owning.
Radio probably was the most prevalent form of entertainment during the Great Depression. Radio had grown to prominence in the 1920s and became pervasive everywhere by the end of the 1930s. Old-time car radio was one of my favourite subjects. The first accredited commercial radio station in the U. S started broadcasting in Pittsburgh on 02 November 1920. In the early years, radio broadcasts were free-wheeling and largely unsponsored. By the 1930s, the format we’re now familiar with, television, starting to settle into place.
Board games were another popular pastime. Monopoly was released during the thirties and then became huge hit. (True story: When I was growing up during the 1970s, my parents elected not to have a TV. Most of my extended family did not have television either. As a result, my childhood was put in listening to radio and playing boardgames with siblings and friends - just like children in the 1930s might have done. )
The reason I remind of this awful old time is because I think the young nowadays should have some perspectives about the past before grousing about how awful the world is today.
Visualise Your Future
07 January 2018
Being a teenager, there were two things that I used to do which made a huge difference in the levels of success that I was able to achieve. The two things that I did were delivering newspaper every morning before school and jogging every night after dinner.
The paper route was a positive thing because it taught me personally the way to getting up early in the morning and allowed myself to make some money. This enabled me to become more self-sufficient at early age. Nevertheless, it had not been the paper route simply by itself.
Jogging every night after dinner was also a valuable thing because it taught me to exercise regularly and helped me learn how to drive through fatigue and pain. It also helped to maintain my fitness level which enabled me to stand out excessively both in sports and school curriculum.
There was a wonder thing arrived, happened to me by mistake while I was still simply a teenager, as an indirect effect of my daily newspaper route and running. During those times, I was alone on my own every day on my morning hours path and late nightly run. And while being alone, I had nothing to do except fantasizing about what I desired in life. As I grew older and became experts in many fields in life, which have taught me that this daydreaming thing is called visualization, which I think is one of the greatest success secrets out there.
Today, teens go learn, become business lead, and lay the way to improve the world for all of us. Please make sure that you have time to visualize the future that you want each and every day and you will increase the chance of making those day dreams come true. And once again, thanks in advance for all that you do, and all that you will do.
07 January 2018
Being a teenager, there were two things that I used to do which made a huge difference in the levels of success that I was able to achieve. The two things that I did were delivering newspaper every morning before school and jogging every night after dinner.
The paper route was a positive thing because it taught me personally the way to getting up early in the morning and allowed myself to make some money. This enabled me to become more self-sufficient at early age. Nevertheless, it had not been the paper route simply by itself.
Jogging every night after dinner was also a valuable thing because it taught me to exercise regularly and helped me learn how to drive through fatigue and pain. It also helped to maintain my fitness level which enabled me to stand out excessively both in sports and school curriculum.
There was a wonder thing arrived, happened to me by mistake while I was still simply a teenager, as an indirect effect of my daily newspaper route and running. During those times, I was alone on my own every day on my morning hours path and late nightly run. And while being alone, I had nothing to do except fantasizing about what I desired in life. As I grew older and became experts in many fields in life, which have taught me that this daydreaming thing is called visualization, which I think is one of the greatest success secrets out there.
Today, teens go learn, become business lead, and lay the way to improve the world for all of us. Please make sure that you have time to visualize the future that you want each and every day and you will increase the chance of making those day dreams come true. And once again, thanks in advance for all that you do, and all that you will do.
How To Build Wealth for Your Retirement
16 April 2017
Dividend growth investing is a traditional investment to wealth building and has been employed by millions of people to build a good life for their retirement. While dividend growth investing requires a time of 10 or more years, however, it is easy to learn and apply.
The foundation of this investment style is to invest in sound, well-managed companies with good tracks of records of paying and increasing dividends. The success is measured by the fact that over time dividends rising together with the growth of your money through the compounding of reinvestment.
Compounding dividend growth is a great system to wealth as it exponentially super-charges the rate that your money grows. The great investor, Warren Buffett, won't buy non-dividend paying shares. He fully admits to the increased wealth that dividends provide.
During its 94 year history, over 50% of the S&P 500 profited from dividends. The average annual return is up to 10% with dividends reinvested.
For example, presuming a current annual dividend paid of $3.00 per share at the rate of 7% annually and the stock price growing at 5%, $10,000 on investment would increase to $57,108 over twenty years. The reinvested dividends alone would be $21,823.
Out of American large-cap to mega-cap stocks, 513 pay dividends. Most are considered blue chip companies that meet or go over the growth rates just described. Listed here are three examples of companies that go beyond these growth rates and the years they have increased dividends: Johnson & Johnson - 54 years; Procter Gamble - 58 years; 3M - 60 years.
Dividends are also the signals of well-managed companies with good business models because dividends are real money whose source is a strong balance sheet, good cash-flow, and low debt.
Foundational to this method is buying companies that growing steadily under varied economic conditions. Dividend growth investing is a tortoise vs hare approach to wealth building and requires companies that have long histories of success in all economic conditions, both bad and the good.
Dividends provide peace of mind during market downturns. Down markets provide opportunities to buy company stocks at bargain prices, and the growing dividends will pay to the investor when the market turnarounds. Stocks purchased at a discount with dividends reinvested help smooth the long-term ride on the market. This gives a margin of safety practice.
The dividend repayment is not tied to stock share price because investors receive cash dividends from well-run companies that are in good financial shape. This, too, provides a margin of safety practice.
Reinvested dividends also create a hedge against inflation. A 3% inflation rate will stymie the true purchasing power of a dollar bill, lowering it to about $0.55 cents over time. $10,000 struck with 3% inflation over 20 years is reduced to $5,536.76 spending power. An investor would need $18,061 to have the same buying power as the initial $10,000.
Over a nest egg of $100,000 in retirement funds, the lost purchasing power would equal to $55,367.58. It would take an amount of totalling $180,611.12 to provide the same security. To summarize, you are probably unable to match inflation to build wealth. You need to go beyond inflation by a substantial margin to cushion yourself a good retirement fund.
On the long-term, dividend-paying companies may provide average annual returns of 8.5% vs the 4.3% return of non-dividend stocks. Yet, companies with growing dividends return up to 10.6%.
The power of compounding dollars through dividend reinvestment is one of the most advantageous wealth builders, which could be available to everyone nowadays, and dividend growth investing puts this power in your hands.
16 April 2017
Dividend growth investing is a traditional investment to wealth building and has been employed by millions of people to build a good life for their retirement. While dividend growth investing requires a time of 10 or more years, however, it is easy to learn and apply.
The foundation of this investment style is to invest in sound, well-managed companies with good tracks of records of paying and increasing dividends. The success is measured by the fact that over time dividends rising together with the growth of your money through the compounding of reinvestment.
Compounding dividend growth is a great system to wealth as it exponentially super-charges the rate that your money grows. The great investor, Warren Buffett, won't buy non-dividend paying shares. He fully admits to the increased wealth that dividends provide.
During its 94 year history, over 50% of the S&P 500 profited from dividends. The average annual return is up to 10% with dividends reinvested.
For example, presuming a current annual dividend paid of $3.00 per share at the rate of 7% annually and the stock price growing at 5%, $10,000 on investment would increase to $57,108 over twenty years. The reinvested dividends alone would be $21,823.
Out of American large-cap to mega-cap stocks, 513 pay dividends. Most are considered blue chip companies that meet or go over the growth rates just described. Listed here are three examples of companies that go beyond these growth rates and the years they have increased dividends: Johnson & Johnson - 54 years; Procter Gamble - 58 years; 3M - 60 years.
Dividends are also the signals of well-managed companies with good business models because dividends are real money whose source is a strong balance sheet, good cash-flow, and low debt.
Foundational to this method is buying companies that growing steadily under varied economic conditions. Dividend growth investing is a tortoise vs hare approach to wealth building and requires companies that have long histories of success in all economic conditions, both bad and the good.
Dividends provide peace of mind during market downturns. Down markets provide opportunities to buy company stocks at bargain prices, and the growing dividends will pay to the investor when the market turnarounds. Stocks purchased at a discount with dividends reinvested help smooth the long-term ride on the market. This gives a margin of safety practice.
The dividend repayment is not tied to stock share price because investors receive cash dividends from well-run companies that are in good financial shape. This, too, provides a margin of safety practice.
Reinvested dividends also create a hedge against inflation. A 3% inflation rate will stymie the true purchasing power of a dollar bill, lowering it to about $0.55 cents over time. $10,000 struck with 3% inflation over 20 years is reduced to $5,536.76 spending power. An investor would need $18,061 to have the same buying power as the initial $10,000.
Over a nest egg of $100,000 in retirement funds, the lost purchasing power would equal to $55,367.58. It would take an amount of totalling $180,611.12 to provide the same security. To summarize, you are probably unable to match inflation to build wealth. You need to go beyond inflation by a substantial margin to cushion yourself a good retirement fund.
On the long-term, dividend-paying companies may provide average annual returns of 8.5% vs the 4.3% return of non-dividend stocks. Yet, companies with growing dividends return up to 10.6%.
The power of compounding dollars through dividend reinvestment is one of the most advantageous wealth builders, which could be available to everyone nowadays, and dividend growth investing puts this power in your hands.
How To Avoid Emotional Trading In The Market
2 March 2017
Fear and greed are probably the two dominant emotions that affect the stock market. Although there are many other factors as well which could influence the change in stock prices, those two emotions are the underlying causes for unpredictable fluctuations of stock prices. Humans are born with emotions, and they seem not to be able to segregate that even when they are on the market. They tend to make trade decisions based on their feelings. Unfortunately, trading decisions influenced by thoughts of greed and fear and success don’t go together.
So how do these thoughts affect individual traders’ decisions? More importantly, how can a trader avoid emotional trading?
Retaining a stock in fear as its price dropping is a common way traders lose money.
Say a typical investor purchases a stock and it slowly falls after the purchase. The trader will then start worried but he still keeps his composer because he hopes the stock might come up again. He still keeps the stock for some more days; however, the stock continues inching downward. At this point the trader has lost a sizable percent of his original position.
Now the panic starts kicking in ...
The trader starts to panic but he does not sell off because he cannot afford to lose such a large chunk of his original portfolio; nevertheless, he still thinks the stock might come back up any day. The trader is praying that the stock might bounce back just enough so he can at least break even. As he clings his position in fear while the stock continues falling and finally, when he cannot afford to let the stock drop further, he sells it off because he cannot endure the pain of holding the falling positions anymore.
That is a prime example of how the fear impacts on traders. When possessing a stock while having a hunch that it will jump back up one day is a harmful way to interact with the market.
That is fear. So, with greed, how would the greed affect traders?
Taking into account that investors lose such a large amount of money, and he wants to earn it back as fast as possible. Eager to fight back to make the cash back, traders now will search for riskier stocks. After running some scans he spots out a stock that is moving ten, twenty, even thirty percent every day. With moves such as this, the trader figures that he would make the money within next few weeks.
This kind of specific stock is volatile and sporadic. However, the trader is still impulsively going risks on it because he believes the stock will make him a fortune. He is so elective and impatient that the trader puts his trade in without assessing the stock carefully. But he was wrong because the stock market is not like gambling where you win by luck.
They are two classic scenarios of how just many traders play with feelings on the market. They let their emotions get on top of their tradings. Making trading decisions influenced by greed and fear won’t ever produce profitable results.
So how do you manage the greed and fear out of trading? The answer is simple. Lay out a good strategy and stick with it. Theoretically, it is easy in speaking. However, trading in a strict and systematic way will limit the emotional factors significantly. Other words of saying it is disciplined trading is a must to avoid emotional trading.
Stop-losses are important components in the winning strategy. Whenever a stock hits your stop-loss, you will not want to stop but rather tempting to think it will be reversal in next few days. However, the truth is you don’t know when it is going to move up again. Once the stock strikes your stop-loss, simply step back and take your position out of the market. If you lose some money, just wait and see if you could get another buy signal from the stock then step back in. In the event you make some profits off the stock then that’s great.
2 March 2017
Fear and greed are probably the two dominant emotions that affect the stock market. Although there are many other factors as well which could influence the change in stock prices, those two emotions are the underlying causes for unpredictable fluctuations of stock prices. Humans are born with emotions, and they seem not to be able to segregate that even when they are on the market. They tend to make trade decisions based on their feelings. Unfortunately, trading decisions influenced by thoughts of greed and fear and success don’t go together.
So how do these thoughts affect individual traders’ decisions? More importantly, how can a trader avoid emotional trading?
Retaining a stock in fear as its price dropping is a common way traders lose money.
Say a typical investor purchases a stock and it slowly falls after the purchase. The trader will then start worried but he still keeps his composer because he hopes the stock might come up again. He still keeps the stock for some more days; however, the stock continues inching downward. At this point the trader has lost a sizable percent of his original position.
Now the panic starts kicking in ...
The trader starts to panic but he does not sell off because he cannot afford to lose such a large chunk of his original portfolio; nevertheless, he still thinks the stock might come back up any day. The trader is praying that the stock might bounce back just enough so he can at least break even. As he clings his position in fear while the stock continues falling and finally, when he cannot afford to let the stock drop further, he sells it off because he cannot endure the pain of holding the falling positions anymore.
That is a prime example of how the fear impacts on traders. When possessing a stock while having a hunch that it will jump back up one day is a harmful way to interact with the market.
That is fear. So, with greed, how would the greed affect traders?
Taking into account that investors lose such a large amount of money, and he wants to earn it back as fast as possible. Eager to fight back to make the cash back, traders now will search for riskier stocks. After running some scans he spots out a stock that is moving ten, twenty, even thirty percent every day. With moves such as this, the trader figures that he would make the money within next few weeks.
This kind of specific stock is volatile and sporadic. However, the trader is still impulsively going risks on it because he believes the stock will make him a fortune. He is so elective and impatient that the trader puts his trade in without assessing the stock carefully. But he was wrong because the stock market is not like gambling where you win by luck.
They are two classic scenarios of how just many traders play with feelings on the market. They let their emotions get on top of their tradings. Making trading decisions influenced by greed and fear won’t ever produce profitable results.
So how do you manage the greed and fear out of trading? The answer is simple. Lay out a good strategy and stick with it. Theoretically, it is easy in speaking. However, trading in a strict and systematic way will limit the emotional factors significantly. Other words of saying it is disciplined trading is a must to avoid emotional trading.
Stop-losses are important components in the winning strategy. Whenever a stock hits your stop-loss, you will not want to stop but rather tempting to think it will be reversal in next few days. However, the truth is you don’t know when it is going to move up again. Once the stock strikes your stop-loss, simply step back and take your position out of the market. If you lose some money, just wait and see if you could get another buy signal from the stock then step back in. In the event you make some profits off the stock then that’s great.
Get Started With Bitcoins
19 February 2017
Bitcoin is assumably the most popular form of foreign currency in the digital world. The primary thought about it is you may utilize Bitcoin to purchase products without the involvement of external intermediaries such as a government or bank. You may consider Bitcoin as a major record that is shared by every one of their clients: in the event, you pay or receive payments by Bitcoins, your exchange will be documented on the record. The computer systems will then contend to affirm the exchange by using complex maths methods, and receivers are remunerated with that assigned amount of Bitcoins. The normal process to acquire Bitcoins is called “mining”, however; only real experts can acquire their online currency using this process.
From numerous points of views, it functions similarly to real money but with a few contrasts. Although physical types of Bitcoins do exist, the cash's essential structure is computer data allowing you to exchange it on the web, utilizing wallet programming or an online administration. You may acquire Bitcoins by exchanging other forms of cash, products, or administering with those who own Bitcoins. Bitcoin “mining” includes running a program software that uses complex statistical comparisons for which you are remunerated a tiny fraction of Bitcoin.
When you acquire a ratio of the online currency, you may now utilize it to buy anything acknowledging it. Now and again, Bitcoin is a main type of installment, and you need to procure it to complete the online transaction successfully. While this essential clarification may answer a portion of some of your questions about Bitcoin, it also creates more questions in your mind at the same time. Here are other things you might want to know about Bitcoins:
How to Have Bitcoin
Acquiring Bitcoin takes heavy amount of work; however, you may have other easier alternatives. Buying Bitcoin will require less exertion than the process of mining because mining takes the processing of the computer and most often it not produce wanted result.
What is Wallet Software?
As stated above, having Bitcoins will require you to have an online administration or a wallet programming. The wallet takes a substantial amount memory in your PC drive, and you need to find a Bitcoin vendor to capture to real currency. However, the wallet does make the process work with much less demanding.
To make wallet software, you may need to sign up to an online administration such as Coinbase or My Wallet.
What is Mining?
Mining procedure includes running a program on your computer, which analyses complex scientific, mathematical methods. In the event your PC solves one of these mathematical problems, you will receive an award in Bitcoins. The problem is that a single PC will be rivaling against expansive gatherings of computers who might be able to answer the formulae before you do.
This implies that your PC might wind up carrying out huge amount of work and it could take quite a while before you may receive a reward. The most practical thing that you can do is to sign up to become a member of a mining group. This way will be highly possible that you will obtain payout, however, the reward will be divided among the members of the group which might leave you with just a meager amount of share. In any case, if without the homestead of supercomputers, most likely you would get paid with Bitcoins by doing mining with your group.
19 February 2017
Bitcoin is assumably the most popular form of foreign currency in the digital world. The primary thought about it is you may utilize Bitcoin to purchase products without the involvement of external intermediaries such as a government or bank. You may consider Bitcoin as a major record that is shared by every one of their clients: in the event, you pay or receive payments by Bitcoins, your exchange will be documented on the record. The computer systems will then contend to affirm the exchange by using complex maths methods, and receivers are remunerated with that assigned amount of Bitcoins. The normal process to acquire Bitcoins is called “mining”, however; only real experts can acquire their online currency using this process.
From numerous points of views, it functions similarly to real money but with a few contrasts. Although physical types of Bitcoins do exist, the cash's essential structure is computer data allowing you to exchange it on the web, utilizing wallet programming or an online administration. You may acquire Bitcoins by exchanging other forms of cash, products, or administering with those who own Bitcoins. Bitcoin “mining” includes running a program software that uses complex statistical comparisons for which you are remunerated a tiny fraction of Bitcoin.
When you acquire a ratio of the online currency, you may now utilize it to buy anything acknowledging it. Now and again, Bitcoin is a main type of installment, and you need to procure it to complete the online transaction successfully. While this essential clarification may answer a portion of some of your questions about Bitcoin, it also creates more questions in your mind at the same time. Here are other things you might want to know about Bitcoins:
How to Have Bitcoin
Acquiring Bitcoin takes heavy amount of work; however, you may have other easier alternatives. Buying Bitcoin will require less exertion than the process of mining because mining takes the processing of the computer and most often it not produce wanted result.
What is Wallet Software?
As stated above, having Bitcoins will require you to have an online administration or a wallet programming. The wallet takes a substantial amount memory in your PC drive, and you need to find a Bitcoin vendor to capture to real currency. However, the wallet does make the process work with much less demanding.
To make wallet software, you may need to sign up to an online administration such as Coinbase or My Wallet.
What is Mining?
Mining procedure includes running a program on your computer, which analyses complex scientific, mathematical methods. In the event your PC solves one of these mathematical problems, you will receive an award in Bitcoins. The problem is that a single PC will be rivaling against expansive gatherings of computers who might be able to answer the formulae before you do.
This implies that your PC might wind up carrying out huge amount of work and it could take quite a while before you may receive a reward. The most practical thing that you can do is to sign up to become a member of a mining group. This way will be highly possible that you will obtain payout, however, the reward will be divided among the members of the group which might leave you with just a meager amount of share. In any case, if without the homestead of supercomputers, most likely you would get paid with Bitcoins by doing mining with your group.
2016 Most Exciting New Stories
23 January 2017
Lunar New Year is approaching and it is time for us to look back. 2016 was definitely an eventful year. There are abundances of exciting milestones, important scientific discoveries and simply fun moments occurred in it as well. Here are the most positive things that happened in 2016 in my opinion.
Medicine Made Progress
This year has witnessed Google's cooperation with GlaxoSmithKline (GSK) to have made an inspiring advancement technology in medicine field by using bioelectric to cure health problems. The tech giant and the pharma company teamed up to create a new company, called Galvani Bioelectrics, whose primary goal is to create sub-dermal implants that will treat different types of diseases. Other than that, in 2016, a new gene has been discovered, a new ALS gene. The gene, called NEK1, is seen to be associated with 3% of the ALS population. And no less important, a group of researchers believe they have discovered cancer's "Achilles Heel." According to their findings, cancer tumors produce "flags", the finding that can help create customised cancer treatments.
Disney Promotes Diversity and Gender Equality
More than ever before, Disney takes it upon itself to educate young viewers for tolerance and equality by launching two princess stories. The first was a computer-animated TV Series, Elena of Avalor. The series depicts the life of the first ever Latina Disney princess, which sends out a much-anticipated, highly regarded of cultural diversity in Disney films. Disney made sure to receive proper assistance from cultural advisors in order to make it treat the Latin world with utmost sensitivity, respect and authenticity. The second exciting launch was that of the feature film, Moana. The film tells the story about Moana, the daughter of a Polynesian tribe’s chief, who leads a mission to save her tribe. Moana is not a princess in a traditional sense, as she carries the story without a romantic male companion. Disney sends a strong, obvious feminist message, exciting news to all feminist Disney fans out there. The beloved multinational media company is clearly trying to fight back the criticism expressed towards its lack of cultural diversity and actual feminism. So far, it seems they have done a great job.
Everybody Promoted the Fight of Climate Change
2016 was a year filled with pro-environmental moves by many countries, organizations and individuals, who all have cooperated to continue fighting the damages of climate change. Many exciting efforts were made in the environmental department last year. The Paris Agreement, an environmental agreement meant to reduce global warming, written within the United Nations Framework Convention on Climate Change (UNFCCC), was finally opened for signing. The agreement, signed in the 2015 Paris Climate Conference, was up for signing in the symbolic date of April 22nd, which is an Earth Day. 194 UNFCC members have signed it so far, and still counting. As part of the commitments in the Paris Climate Conference, India planted 50 million trees in only one day – breaking a world record. Two individuals who have done their share for climate change this year are outgoing US President Barack Obama, who banned oil drilling in vast parts of the Arctic and the Atlantic; and Hollywood actor Leonardo DiCaprio, who joined forces with National Geographic to create an educational documentary about global warming.
23 January 2017
Lunar New Year is approaching and it is time for us to look back. 2016 was definitely an eventful year. There are abundances of exciting milestones, important scientific discoveries and simply fun moments occurred in it as well. Here are the most positive things that happened in 2016 in my opinion.
Medicine Made Progress
This year has witnessed Google's cooperation with GlaxoSmithKline (GSK) to have made an inspiring advancement technology in medicine field by using bioelectric to cure health problems. The tech giant and the pharma company teamed up to create a new company, called Galvani Bioelectrics, whose primary goal is to create sub-dermal implants that will treat different types of diseases. Other than that, in 2016, a new gene has been discovered, a new ALS gene. The gene, called NEK1, is seen to be associated with 3% of the ALS population. And no less important, a group of researchers believe they have discovered cancer's "Achilles Heel." According to their findings, cancer tumors produce "flags", the finding that can help create customised cancer treatments.
Disney Promotes Diversity and Gender Equality
More than ever before, Disney takes it upon itself to educate young viewers for tolerance and equality by launching two princess stories. The first was a computer-animated TV Series, Elena of Avalor. The series depicts the life of the first ever Latina Disney princess, which sends out a much-anticipated, highly regarded of cultural diversity in Disney films. Disney made sure to receive proper assistance from cultural advisors in order to make it treat the Latin world with utmost sensitivity, respect and authenticity. The second exciting launch was that of the feature film, Moana. The film tells the story about Moana, the daughter of a Polynesian tribe’s chief, who leads a mission to save her tribe. Moana is not a princess in a traditional sense, as she carries the story without a romantic male companion. Disney sends a strong, obvious feminist message, exciting news to all feminist Disney fans out there. The beloved multinational media company is clearly trying to fight back the criticism expressed towards its lack of cultural diversity and actual feminism. So far, it seems they have done a great job.
Everybody Promoted the Fight of Climate Change
2016 was a year filled with pro-environmental moves by many countries, organizations and individuals, who all have cooperated to continue fighting the damages of climate change. Many exciting efforts were made in the environmental department last year. The Paris Agreement, an environmental agreement meant to reduce global warming, written within the United Nations Framework Convention on Climate Change (UNFCCC), was finally opened for signing. The agreement, signed in the 2015 Paris Climate Conference, was up for signing in the symbolic date of April 22nd, which is an Earth Day. 194 UNFCC members have signed it so far, and still counting. As part of the commitments in the Paris Climate Conference, India planted 50 million trees in only one day – breaking a world record. Two individuals who have done their share for climate change this year are outgoing US President Barack Obama, who banned oil drilling in vast parts of the Arctic and the Atlantic; and Hollywood actor Leonardo DiCaprio, who joined forces with National Geographic to create an educational documentary about global warming.
The Juno Space Probe Reached Jupiter
NASA’s first solar-based Space Probe, Juno, reached Jupiter in July. Juno was launched in August 2011, and has finally entered Jupiter’s orbit earlier this year. The probe’s mission is to measure Jupiter’s magnetic field, gravity field, polar magnetosphere and composition. The spacecraft has had a few malfunctions along the way, but so far, it’s still in the game. Juno continues its mission to collect information about the largest planet in the solar system. More in the 2016 space department: Elon Musk, the man behind tech wonders, Tesla and SpaceX, has announced his plan to launch a commercial flight to Mars as soon as 2024. Musk plans on building a massive spaceship, equipped with restaurants and a cinema, which will be able to carry at least 100 people. We are looking forward to seeing that.
New Year's Resolutions For Stock Market Investors
1 January 2017
Having researched on the market over the last five years, here is the list of my favourite New Year's resolutions which will help stock market investors skyrocket their investments in the New Year, no matter which way the market goes this year.
1. Reduce Costs
While most investors focus on making money on the stock market, it is just as important as trying to reduce costs of investing. A good CEO must focus on getting the best possible value for every dollar he spends. Keep eyes on commissions, service fees, and transaction fees. In the end you may make a trade, but on your balance sheet it gets the same result.
2. Think Small
Traders all want to make their big dreams come true in the stock market. But to hit a big home run may stir you away from taking advantages of the markets' internal ability rising over the long-term. If you can just increase your portfolio's value by 1% per year, it could end up netting you hundreds of thousands of dollars extra profits over the long-term. For instance, a $500,000 portfolio earning 4% will be worth $1,095,561 in 20 years. Adding an additional 1% to that, your return will be increased by an additional $231,000.
3. Fire Your Mutual Fund Company
According to the last term count, there are over 10,000 mutual funds in Australia, which means more mutual funds than stocks in the current market. Why are there so many? Because a mutual fund is one of the most profitable businesses to start up with, together with little or no risk. That is why banks, insurance companies, brokerage companies and financial institutions in the world, all sells mutual funds. As history tells us, lacking of performance does not hinder a mutual fund company's ability to succeed because the basis of the mutual fund company is to invest with other people's money, and charge them for doing so. And they do so, while rarely beating the stock market indexes.
In the previous resolution, we mentioned how a 1% return increase in your portfolio could earn you an extra $231,000. This 1% return would be the same amount as the mutual fund companies are hoping to skim off your portfolio's value over the next 20 years.
Most mutual fund companies today now offer "Index" funds at a lower expense ratio than their normal "Managed" funds. Historically, Index funds would outperform Managed funds over the long run. In many cases, you should be able to save, at least 1% in your annual fees.
In the more extreme case, but increasingly popular, you may be able to move from mutual funds to exchange traded funds. Exchange traded funds are very similar to mutual funds, but traded like stocks. In fact, some of the major exchange traded funds are now the most popular stocks being traded on the major markets.
4. Invest In A Mutual Fund
The best way to earn money with mutual funds is to invest in a mutual fund company.
5. Avoid The Crowd
Many people sacrifice their monthly salaries by making regular monthly contributions to superannuations to save for their retirement. However, what they do not notice is their contributions taking place at the end of the month. With so much money entering the market at the end of the month, stocks will often trade higher a couple of days before and a couple of days after the month ends, that means you end up paying higher prices. Try moving your contribution date to the middle of the month and avoid the month end price squeeze.
6. Never Wait For The Why
When we are told to do something, it seems we never lose our childish curiosity which causes us to asking "Why?" However, the stock market is not in the habit of telling us why, why we need to trade at the time we need to do it. If you are waiting to take action in the market, and the opportunity pops up, do not look around for the answer to the question why. Take action first, and the answer will come later.
Why sell Enron now? Why sell Rio Tinto? Why sell General Motors?
7. Learn Of Selling
In Australia, we live in a society where we are so obsessed with shopping. From the morning we wake up until we go to sleep at night, we are always bombarded with advertisements that convince us to buy, buy, and buy. That's why we see investors find it very easy to buy stocks, but when it comes to sell, they feel uncomfortable. Selling is all about taking profits. It should not be right or wrong. Some of the most splendid investors in the world are more wrong than right. But when they're wrong, they sell quickly to reduce loss. And when they are right, they hold on as long as possible until the market tells them to sell.
When the stock market fell in 2008, investors did not lose money not because they did not know what stocks to buy, but because they did not know when to sell.
8. The First One Now Will Also Be Last
Our common sense is that we all love success. We love to follow and idolize winners, including winners in the stock market. Unfortunately, it is very rare that you see a winner repeat their performance year after year.
What was the best-performing stock, mutual fund will not be the best-performing stock, mutual fund this year. Buying last year's best-performing stock could be one of the most costly investment mistakes you can make this year.
9. Manage What You Can Manage
Your behaviour on the market determines your success. When you look at the market, do you try to manage all the stocks in the stock market, or do you try to manage selected stocks which are being better than average stocks, ETF's, mutual funds?
Your goal should be keeping the list of things that you are following as small as possible. If you are following more stocks than the president has seats for his cabinet, you are probably following too many.
Happy New Year! Best wishes to you and your family in 2017!
1 January 2017
Having researched on the market over the last five years, here is the list of my favourite New Year's resolutions which will help stock market investors skyrocket their investments in the New Year, no matter which way the market goes this year.
1. Reduce Costs
While most investors focus on making money on the stock market, it is just as important as trying to reduce costs of investing. A good CEO must focus on getting the best possible value for every dollar he spends. Keep eyes on commissions, service fees, and transaction fees. In the end you may make a trade, but on your balance sheet it gets the same result.
2. Think Small
Traders all want to make their big dreams come true in the stock market. But to hit a big home run may stir you away from taking advantages of the markets' internal ability rising over the long-term. If you can just increase your portfolio's value by 1% per year, it could end up netting you hundreds of thousands of dollars extra profits over the long-term. For instance, a $500,000 portfolio earning 4% will be worth $1,095,561 in 20 years. Adding an additional 1% to that, your return will be increased by an additional $231,000.
3. Fire Your Mutual Fund Company
According to the last term count, there are over 10,000 mutual funds in Australia, which means more mutual funds than stocks in the current market. Why are there so many? Because a mutual fund is one of the most profitable businesses to start up with, together with little or no risk. That is why banks, insurance companies, brokerage companies and financial institutions in the world, all sells mutual funds. As history tells us, lacking of performance does not hinder a mutual fund company's ability to succeed because the basis of the mutual fund company is to invest with other people's money, and charge them for doing so. And they do so, while rarely beating the stock market indexes.
In the previous resolution, we mentioned how a 1% return increase in your portfolio could earn you an extra $231,000. This 1% return would be the same amount as the mutual fund companies are hoping to skim off your portfolio's value over the next 20 years.
Most mutual fund companies today now offer "Index" funds at a lower expense ratio than their normal "Managed" funds. Historically, Index funds would outperform Managed funds over the long run. In many cases, you should be able to save, at least 1% in your annual fees.
In the more extreme case, but increasingly popular, you may be able to move from mutual funds to exchange traded funds. Exchange traded funds are very similar to mutual funds, but traded like stocks. In fact, some of the major exchange traded funds are now the most popular stocks being traded on the major markets.
4. Invest In A Mutual Fund
The best way to earn money with mutual funds is to invest in a mutual fund company.
5. Avoid The Crowd
Many people sacrifice their monthly salaries by making regular monthly contributions to superannuations to save for their retirement. However, what they do not notice is their contributions taking place at the end of the month. With so much money entering the market at the end of the month, stocks will often trade higher a couple of days before and a couple of days after the month ends, that means you end up paying higher prices. Try moving your contribution date to the middle of the month and avoid the month end price squeeze.
6. Never Wait For The Why
When we are told to do something, it seems we never lose our childish curiosity which causes us to asking "Why?" However, the stock market is not in the habit of telling us why, why we need to trade at the time we need to do it. If you are waiting to take action in the market, and the opportunity pops up, do not look around for the answer to the question why. Take action first, and the answer will come later.
Why sell Enron now? Why sell Rio Tinto? Why sell General Motors?
7. Learn Of Selling
In Australia, we live in a society where we are so obsessed with shopping. From the morning we wake up until we go to sleep at night, we are always bombarded with advertisements that convince us to buy, buy, and buy. That's why we see investors find it very easy to buy stocks, but when it comes to sell, they feel uncomfortable. Selling is all about taking profits. It should not be right or wrong. Some of the most splendid investors in the world are more wrong than right. But when they're wrong, they sell quickly to reduce loss. And when they are right, they hold on as long as possible until the market tells them to sell.
When the stock market fell in 2008, investors did not lose money not because they did not know what stocks to buy, but because they did not know when to sell.
8. The First One Now Will Also Be Last
Our common sense is that we all love success. We love to follow and idolize winners, including winners in the stock market. Unfortunately, it is very rare that you see a winner repeat their performance year after year.
What was the best-performing stock, mutual fund will not be the best-performing stock, mutual fund this year. Buying last year's best-performing stock could be one of the most costly investment mistakes you can make this year.
9. Manage What You Can Manage
Your behaviour on the market determines your success. When you look at the market, do you try to manage all the stocks in the stock market, or do you try to manage selected stocks which are being better than average stocks, ETF's, mutual funds?
Your goal should be keeping the list of things that you are following as small as possible. If you are following more stocks than the president has seats for his cabinet, you are probably following too many.
Happy New Year! Best wishes to you and your family in 2017!
Christmas Loans - Have it Your Way
21 December 2016
Christmas is approaching, and people start getting prepared. But Christmas is expensive. Studies show that during Christmas season people spending increases by more than 120%, therefore, many people are resorting to Christmas loans to finance for their purchases. But what is so special about this type of loan?
Christmas loans have specific characteristics which can make them unique in the financial industry. They provide financing at reduced interest rates, which can be so low that may even surprise you. These loans also allow easy repayments, which can be broken down into many simple installments that are always affordable without much sacrifices from borrowers.
Furthermore, the approval requirements for these types of loans are less harsh. They seem not to even require a credit pull. No credit verification loans are required during Christmas and are getting very popular because they can be approved within a day. But this may lead to a dangerous situation with many bad credit applicants taking advantage of this by getting approval easily without hassles or delays.
Looking for low-interest rate loans? How is about no-interest rate loans? During Christmas seasons there are a number of lenders offering loans with absolutely free-interest. When hearing this, you may be afraid because nothing comes for free, however, I will explain how they profit from these loans. What lenders usually do is offering higher amount of loans at no charge under restrictive repayment programs. Thus, when a portion of borrowers cannot afford the repayment, they agree to let them refinance the loan and settle for a new repayment but this time they charge interests on the refinanced loan because by then the Christmas is over.
That is how lenders profit from with their refinance strategy knowing that there will be a good percentage of borrowers will need to resort to refinancing. However, if you plan ahead and do your budget right, you can take advantage of these loans by not refinancing. But beware of those lenders who offer free-interest loan but at a charge processing fee. If it is a small fee, it is ok. If the fee is so costly that it can even account for all the interests that they are not supposedly charging you, you should refrain from applying to the loans.
If you need financing during Christmas and the amount you need is not high, you should resort to Christmas loans because in my opinion they provide the good terms during this special time of the year. As soon as the holiday ends, uniform interests are charged and chances to obtain funds will be significantly harder and more expensive. Thus, it is an excellent opportunity that you should not let it pass by. However, if you need high loan amounts, then you be better off with a home equity loan or a cash-out refinance home loan.
21 December 2016
Christmas is approaching, and people start getting prepared. But Christmas is expensive. Studies show that during Christmas season people spending increases by more than 120%, therefore, many people are resorting to Christmas loans to finance for their purchases. But what is so special about this type of loan?
Christmas loans have specific characteristics which can make them unique in the financial industry. They provide financing at reduced interest rates, which can be so low that may even surprise you. These loans also allow easy repayments, which can be broken down into many simple installments that are always affordable without much sacrifices from borrowers.
Furthermore, the approval requirements for these types of loans are less harsh. They seem not to even require a credit pull. No credit verification loans are required during Christmas and are getting very popular because they can be approved within a day. But this may lead to a dangerous situation with many bad credit applicants taking advantage of this by getting approval easily without hassles or delays.
Looking for low-interest rate loans? How is about no-interest rate loans? During Christmas seasons there are a number of lenders offering loans with absolutely free-interest. When hearing this, you may be afraid because nothing comes for free, however, I will explain how they profit from these loans. What lenders usually do is offering higher amount of loans at no charge under restrictive repayment programs. Thus, when a portion of borrowers cannot afford the repayment, they agree to let them refinance the loan and settle for a new repayment but this time they charge interests on the refinanced loan because by then the Christmas is over.
That is how lenders profit from with their refinance strategy knowing that there will be a good percentage of borrowers will need to resort to refinancing. However, if you plan ahead and do your budget right, you can take advantage of these loans by not refinancing. But beware of those lenders who offer free-interest loan but at a charge processing fee. If it is a small fee, it is ok. If the fee is so costly that it can even account for all the interests that they are not supposedly charging you, you should refrain from applying to the loans.
If you need financing during Christmas and the amount you need is not high, you should resort to Christmas loans because in my opinion they provide the good terms during this special time of the year. As soon as the holiday ends, uniform interests are charged and chances to obtain funds will be significantly harder and more expensive. Thus, it is an excellent opportunity that you should not let it pass by. However, if you need high loan amounts, then you be better off with a home equity loan or a cash-out refinance home loan.
A Postcard From Student
November 25 2016
This is a postcard sent to my Mum from her student, Cherries, who has just completed her VCE French Exam on 15 November 2016. Thank you and wish you have a great ATAR !
November 25 2016
This is a postcard sent to my Mum from her student, Cherries, who has just completed her VCE French Exam on 15 November 2016. Thank you and wish you have a great ATAR !
The Value Of Physics In Today Society
11 November 2016
What is the most valuable career that a young person could choose today? I think Physics would be the best major for young people today. Physicists never stop studying the world we live in, or other planets in the universe whether or not they have lives. They find new information everyday, which can then create a better way for us to live. They help make new medicines which save lives. Physicists are brilliant people. They are in high demand. They help everyone directly or indirectly.
Majoring in physics would be the most useful career because it includes all of the basic ideas in the fields of medicine, science, engineering, chemistry and mathematics. In my opinion, it is important if your career continues to enlighten you, and Physics does that. The learning of Physics doesn't stop at college. This applies perfectly to a physicist who is always inquisitive about everything around them, big or little.
If Physics is so highly demanded in society, but why nowadays many students seem to avoid the subject at school? The only way to overcome that mirage is to get your children accustomed to it when they are at early ages. Remember that physics needs experiments for understanding. Therefore, as parents, you should accustom your children to such experiments. Just find simple experiments, but attractive, which might then trigger them further questions to ask how something happens.
Many children are so reluctant to study, even when only hearing the words Physics. Hence, when you ask your children to get involved in such experiments, hide them the terms of Physics. Create a surrounding as if you were playing with them, then they don't even realize that they are learning Physics with you.
It is important to give the children a chance to practice on many Physics concepts that you could find. Help them along when they have difficulties. You should pay attention to their mood as well. If you see they seemingly get bored, you may play a game with them or make them a quiz. Prepare some chocolates or candies as rewards to motivate them to answer your questions.
These activities demand parents to be active. However, you also get a reward from teaching your children Physics. You are studying to improve your knowledge.
11 November 2016
What is the most valuable career that a young person could choose today? I think Physics would be the best major for young people today. Physicists never stop studying the world we live in, or other planets in the universe whether or not they have lives. They find new information everyday, which can then create a better way for us to live. They help make new medicines which save lives. Physicists are brilliant people. They are in high demand. They help everyone directly or indirectly.
Majoring in physics would be the most useful career because it includes all of the basic ideas in the fields of medicine, science, engineering, chemistry and mathematics. In my opinion, it is important if your career continues to enlighten you, and Physics does that. The learning of Physics doesn't stop at college. This applies perfectly to a physicist who is always inquisitive about everything around them, big or little.
If Physics is so highly demanded in society, but why nowadays many students seem to avoid the subject at school? The only way to overcome that mirage is to get your children accustomed to it when they are at early ages. Remember that physics needs experiments for understanding. Therefore, as parents, you should accustom your children to such experiments. Just find simple experiments, but attractive, which might then trigger them further questions to ask how something happens.
Many children are so reluctant to study, even when only hearing the words Physics. Hence, when you ask your children to get involved in such experiments, hide them the terms of Physics. Create a surrounding as if you were playing with them, then they don't even realize that they are learning Physics with you.
It is important to give the children a chance to practice on many Physics concepts that you could find. Help them along when they have difficulties. You should pay attention to their mood as well. If you see they seemingly get bored, you may play a game with them or make them a quiz. Prepare some chocolates or candies as rewards to motivate them to answer your questions.
These activities demand parents to be active. However, you also get a reward from teaching your children Physics. You are studying to improve your knowledge.
Part of Reason Learning French
14 September 2016
The most binding reason is to be able to speak and communicate the language with people who are from French-speaking countries, particularly if you are planning to stay in France, or for traveling or perhaps because you live close to home with people who speak the language.
If you were planning a trip to France or even staying there for a while then your visit would be enriched by being able to communicate with people around you. Being able to communicate in another country by their native tongue will earn you respect as it demonstrates you have a profound respect for their culture. Even if you could only manage to speak such words as "hello", "please", "thank you", and "goodbye" in French, you will earn a lot of appreciation from the French.
Another advantage of learning French and speaking their language is you can enjoy their film, music, literature, entertainment, and culture. Because if the film is in subtitle, you might be lost in translation.
Without a doubt, French is among the list of charming languages in the world over. Learning French will help facilitate one's mind to new concepts and new ways of viewing the world from another's perspective.
Unfortunately, mastering the French might cost you some time. It is significant to make sure you have time spending with classes. You also need to stay away from skipping sessions or classes because that will just prolong the process. However, in the end, your dedicated time will be rewarded deservedly, which could be a way to assist you further in the workplace.
14 September 2016
The most binding reason is to be able to speak and communicate the language with people who are from French-speaking countries, particularly if you are planning to stay in France, or for traveling or perhaps because you live close to home with people who speak the language.
If you were planning a trip to France or even staying there for a while then your visit would be enriched by being able to communicate with people around you. Being able to communicate in another country by their native tongue will earn you respect as it demonstrates you have a profound respect for their culture. Even if you could only manage to speak such words as "hello", "please", "thank you", and "goodbye" in French, you will earn a lot of appreciation from the French.
Another advantage of learning French and speaking their language is you can enjoy their film, music, literature, entertainment, and culture. Because if the film is in subtitle, you might be lost in translation.
Without a doubt, French is among the list of charming languages in the world over. Learning French will help facilitate one's mind to new concepts and new ways of viewing the world from another's perspective.
Unfortunately, mastering the French might cost you some time. It is significant to make sure you have time spending with classes. You also need to stay away from skipping sessions or classes because that will just prolong the process. However, in the end, your dedicated time will be rewarded deservedly, which could be a way to assist you further in the workplace.
Few Things To Understand Before Getting Into Global Forex Trading
2 September 2016 by Gabriel
It is always a dream of any trader who can take their business and investments to the next level. Most of forex traders do this by getting into global forex trading.
When you first get into forex trading at any scale, the first thing you need to do is to get a feel of the market. Learning will help you achieve this. You get to learn what is traded, how it is traded, what to look out for and everything else that concerns the forex market. When you can get onto the global map, then you may need to learn about currencies and ways its trading as guessing currencies up or down tomorrow is not something you can master in a month.
You may also need to learn the tools of trade. These include currency pair charts and the other charts that apply to the markets that you are venturing in. You need to learn strategy to minimize loss and the tools used to automate trading to earn profits.
To break into global market calls, knowledge base is also essential. There is no way that you can survive in the market if you do not know how things happen and what rules are played at that time. In expanding your knowledge base, you may have to open up yourself to new sources of knowledge such as instead of local news channels, now you will have to upgrade to international news so that you are kept abreast of all happenings in the world. Remember that each and every piece of news affects the direction of forex trading.
2 September 2016 by Gabriel
It is always a dream of any trader who can take their business and investments to the next level. Most of forex traders do this by getting into global forex trading.
When you first get into forex trading at any scale, the first thing you need to do is to get a feel of the market. Learning will help you achieve this. You get to learn what is traded, how it is traded, what to look out for and everything else that concerns the forex market. When you can get onto the global map, then you may need to learn about currencies and ways its trading as guessing currencies up or down tomorrow is not something you can master in a month.
You may also need to learn the tools of trade. These include currency pair charts and the other charts that apply to the markets that you are venturing in. You need to learn strategy to minimize loss and the tools used to automate trading to earn profits.
To break into global market calls, knowledge base is also essential. There is no way that you can survive in the market if you do not know how things happen and what rules are played at that time. In expanding your knowledge base, you may have to open up yourself to new sources of knowledge such as instead of local news channels, now you will have to upgrade to international news so that you are kept abreast of all happenings in the world. Remember that each and every piece of news affects the direction of forex trading.
Cloud Adoption: Why make the move?
1 September 2016 by Gabriel
Cloud Computing is an emerging technology on the Internet nowadays as it delivers ranges of benefits via the Web from one central location. Cloud-based services, in fact, can meet most businesses' demands for scalability, flexibility, and productivity.
The main reason for transiting to cloud computing is probably cost savings. Many companies are getting onboard with the cloud because of its conveniences. It allows them to access to technology-enabled services without having to upgrade their hardware and software, or maintaining and updating their complex IT infrastructure as well as without needing a full IT support team onboard. The migration to the Cloud Architecture seems to be at ease by pre-existing IT resources (applications or programs) online that allow users complete the process at ease, or they may seek for services which are offered by external companies.
When it comes to adopting to cloud, choices are not easy to make. There are variety of models, each of which depends on the needs of each company. Enterprises may opt for private cloud, which allows them to use virtualised data centre inside their firewall but still be able to retain control over sensitive data and their own infrastructure, security and governance. Meanwhile, other companies, who tend to outsource their data management, may opt for public cloud solution which offers virtualised data center outside the firewall. This option involves going off-site to an external provider that renders services over the network. If chosen, the enterprise will not have ownership of the equipment because it is hosted in the cloud environment.
In case if private or public cloud alone cannot meet your businesses' demands, the business may seek for the adoption of hybrid cloud architectures, which combine public and private cloud services that can offer both deployment models' benefits.
1 September 2016 by Gabriel
Cloud Computing is an emerging technology on the Internet nowadays as it delivers ranges of benefits via the Web from one central location. Cloud-based services, in fact, can meet most businesses' demands for scalability, flexibility, and productivity.
The main reason for transiting to cloud computing is probably cost savings. Many companies are getting onboard with the cloud because of its conveniences. It allows them to access to technology-enabled services without having to upgrade their hardware and software, or maintaining and updating their complex IT infrastructure as well as without needing a full IT support team onboard. The migration to the Cloud Architecture seems to be at ease by pre-existing IT resources (applications or programs) online that allow users complete the process at ease, or they may seek for services which are offered by external companies.
When it comes to adopting to cloud, choices are not easy to make. There are variety of models, each of which depends on the needs of each company. Enterprises may opt for private cloud, which allows them to use virtualised data centre inside their firewall but still be able to retain control over sensitive data and their own infrastructure, security and governance. Meanwhile, other companies, who tend to outsource their data management, may opt for public cloud solution which offers virtualised data center outside the firewall. This option involves going off-site to an external provider that renders services over the network. If chosen, the enterprise will not have ownership of the equipment because it is hosted in the cloud environment.
In case if private or public cloud alone cannot meet your businesses' demands, the business may seek for the adoption of hybrid cloud architectures, which combine public and private cloud services that can offer both deployment models' benefits.